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Bipartisan housing affordability bill becomes law despite Trump refusal to sign

Published July 11, 2026 at 10:34 PM UTC

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A sweeping housing affordability bill has officially become law in the United States, even though President Donald Trump refused to sign the legislation. The measure, known as the 21st Century ROAD to Housing Act, passed both the House and Senate with broad bipartisan support last month. Under the U.S. Constitution, a bill presented to the president automatically becomes law if it is not signed or vetoed within 10 days, excluding Sundays, while Congress is in session.

The legislation represents the most significant federal effort in decades to address the nation's housing crisis. It aims to increase the overall supply of homes and reduce costs for buyers and renters. Among its key provisions, the law includes measures to limit institutional investors from purchasing certain single-family homes, a move intended to help first-time homebuyers compete in a tight market. Economists have estimated a national shortage of approximately 10 million homes, and the bill seeks to address this by streamlining building regulations and encouraging new construction.

President Trump’s decision not to sign the bill was rooted in his demand for the passage of the SAVE America Act, a separate piece of legislation that would require proof of citizenship to register to vote and photo identification to cast a ballot in federal elections. The president had previously canceled a planned signing ceremony for the housing bill, stating he would not provide his signature until Congress made progress on the voting measure. The SAVE America Act has faced significant opposition in the Senate and currently lacks the 60 votes required to overcome a filibuster.

While the White House initially championed the housing bill as a major achievement, the president’s refusal to sign it has created friction with members of his own party. Lawmakers in both chambers had hoped to use the bill to highlight progress on affordability ahead of the upcoming midterm elections. With the bill now law, the focus shifts to the implementation of its housing provisions and the ongoing political debate surrounding the president's legislative priorities.