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Critique of RBI's Approach to the Rupee's Valuation

Published July 29, 2026 at 10:33 AM UTC

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While the RBI's efforts to stabilize the rupee are understandable, some critics argue that the strategy may have unintended consequences. Selling large amounts of foreign currency reserves can deplete buffers needed for future economic shocks and may not address the underlying structural issues affecting the rupee's valuation.

Moreover, the reliance on foreign portfolio investments (FPIs) to support the rupee can make the currency vulnerable to global market volatility. The persistent goods trade deficit and import dependence, especially on crude oil, require more comprehensive policy measures beyond currency interventions.

There is also concern that the RBI's bond purchasing to maintain liquidity could contribute to asset price inflation and potentially create risks for financial stability. Some economists suggest that addressing deeper economic reforms and improving export competitiveness would be more sustainable solutions.

In summary, while the RBI's interventions provide short-term currency stability, a long-term strategy focusing on economic fundamentals is essential to strengthen the rupee sustainably.